On 1/27/2022, San Jose, CA, became the first city to approve the Gun Harm Reduction Ordinances, despite opposition from gun owners who say the law would violate their Second Amendment rights. The push for liability insurance and an annual fee was introduced by San Jose Mayor Sam Liccardo (D) after a May 2021 shooting at …
Our homes became the center of our lives starting in 2020. As another new year begins, the Whitney Agency recommends running a full insurance review so that you know you’re covered, you know what you’re buying and you are ready, no matter what 2022 might throw your way. Natural disasters have wreaked havoc across California …
It’s Time to Run Your 2022 Home Insurance Checkup Read More »
What is a Scooter? Commonly seen on the roads in the United States (aside from motorcycles) are scooters, or motor scooters. A scooter is defined as a two-wheeled vehicle with a step-through chassis and footrest platform. They were first developed in the early 1900s and have continued to gain popularity since their debut. The most …
Insurance for One, Two, and Three-Wheelers in California Read More »
My insurance company just dropped me! “How can my insurance company, after all these years of never putting in a claim, now send me a notice that they are “nonrenewing” my policy. What the heck is that? They’ve taken my money, and I have nothing to show for it! I’ve never filed a claim! I’m …
There are plenty of reasons you might be fed up with California: Our governor, homelessness, crime, wildfires, cost of housing, food, gasoline. The list goes on. Whatever your reasons, auto insurance transfers done right can be a comforting thing. Yes, I just described “auto insurance” as a source of comfort. Before you move out to …
Moving from your State to another—Insurance timing is critical Read More »
Can someone acquire title to a real property simply by forging the owner’s name on a deed? No. A forged deed conveys nothing. And, having acquired nothing, the forger has nothing to resell to a third party or to ‘mortgage’ to a lender. Although title theft isn’t real, a forged deed or mortgage can have …
During the pandemic, many of us have depended on shopping apps more than ever before. If it wasn’t already clear that online shopping and home delivery have become a fixture in our society pre-COVID, it certainly is now. But is buying online the best solution for everything? Insurance is one thing we’d recommend shopping for …
There has been a rash of thefts of automotive catalytic converters. These converters are central to a car’s ability to regulate emissions to State standards. This is of particular interest in California, home to some of the most rigid restrictions on the planet. Thieves will target makes and models with particularly easy to reach converters, …
What parts will go into my car for repair? OEM coverage? Read More »
So, here we are on the precipice of yet another drought summer and potential Wildfire-Palooza in California. More and more of California is moving into what is labeled Special Hazard Interface Area (SHIA). These areas are being viewed very carefully by the insurance industry as it tries to manage homeowner risk. Fire hardened homes and …
What constitutes a “Hardened Home” in Fire Country? Read More »
A Personal Umbrella policy, or simply an Umbrella, is meant to help protect you from large and potentially devastating liability claims or judgments. Personal umbrella coverage comes into play when your aggregate underlying liability limits, from a homeowners or auto insurance policy, have been reached. What Is Typically Covered by an Umbrella Insurance Policy Bodily …
WHAT DOES A PERSONAL UMBRELLA INSURANCE POLICY COVER? Read More »
As your local agent in Rocklin, CA, we help customers like you identify the insurance coverage that best fits your needs.
