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It’s Time to Run Your 2022 Home Insurance Checkup

Our homes became the center of our lives starting in 2020. As another new year begins, the Whitney Agency recommends running a full insurance review so that you know you’re covered, you know what you’re buying and you are ready, no matter what 2022 might throw your way. Natural disasters have wreaked havoc across California …

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Insurance for One, Two, and Three-Wheelers in California

What is a Scooter? Commonly seen on the roads in the United States (aside from motorcycles) are scooters, or motor scooters. A scooter is defined as a two-wheeled vehicle with a step-through chassis and footrest platform. They were first developed in the early 1900s and have continued to gain popularity since their debut. The most …

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Moving from your State to another—Insurance timing is critical

There are plenty of reasons you might be fed up with California: Our governor, homelessness, crime, wildfires, cost of housing, food, gasoline. The list goes on. Whatever your reasons, auto insurance transfers done right can be a comforting thing. Yes, I just described “auto insurance” as a source of comfort. Before you move out to …

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What parts will go into my car for repair? OEM coverage?

There has been a rash of thefts of automotive catalytic converters.  These converters are central to a car’s ability to regulate emissions to State standards. This is of particular interest in California, home to some of the most rigid restrictions on the planet. Thieves will target makes and models with particularly easy to reach converters, …

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What constitutes a “Hardened Home” in Fire Country?

So, here we are on the precipice of yet another drought summer and potential Wildfire-Palooza in California.  More and more of California is moving into what is labeled Special Hazard Interface Area (SHIA).   These areas are being viewed very carefully by the insurance industry as it tries to manage homeowner risk.  Fire hardened homes and …

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WHAT DOES A PERSONAL UMBRELLA INSURANCE POLICY COVER?

A Personal Umbrella policy, or simply an Umbrella, is meant to help protect you from large and potentially devastating liability claims or judgments. Personal umbrella coverage comes into play when your aggregate underlying liability limits, from a homeowners or auto insurance policy, have been reached. What Is Typically Covered by an Umbrella Insurance Policy Bodily …

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As your local agent in Rocklin, CA, we help customers like you identify the insurance coverage that best fits your needs.

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